Payment Options

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Payment Plans and Options

All full agreements come with a minimum payment plan that is interest free, and no finance charges.   Down payment may be required on custom appliances.

If you have a "Flexible Spending Account" as an employment benefit, we would be happy to give you the information necessary to recover your money.

We offer "CareCredit" for all balances.  If you would like to spread your payment more than 18 months this would be as excellent option.

Dr. Yu will extend a 10% courtesy discount for all balances paid in full before treatment begins.

Payments can be made with cash, personal check, Visa, MasterCard, and money orders.


H.S.A. & Flexible Spending Accounts

Many employers are offering employees a “Flexible spending account” for all medical and dental procedures. Each company makes their own rules and regulations on how the individual plan works. What they have in common, is pre-taxed money, placed in an account that must be used before the end of the business year or loose what is left.

Orthodontic treatment is usually a covered benefit. Just check with your Human Resources Dept for a more detailed explanation.

When you make a payment you will receive a receipt for orthodontic services, so you may recover your money from your account.


Can't afford braces? is the answer!

Smiles Change Lives is an affordable nonprofit orthodontic organization dedicated to helping kids from low-income families receive braces.


How to Apply:

Review all program guidelines and download an application at or request a copy by mail by calling 888-900-3554.

Send a complete application with all required documents and the $25 application fee

Youth applying to the program must be between the ages of 11-18 years old

Not already wearing braces

Have a household taxable income at or below 200% of the Federal Poverty Guidelines (line 43 on the 1040 form; visit for more information)

Family must be willing to pay $500 toward program participation*

Youth applying must be motivated toward receiving orthodontic treatment


For a full list of our guidelines and to make sure that you meet the program requirements please visit the Eligible Applicants page. For more information about the application process, please visit How the Application Process Works page.